Social insurance
can be many things to many people in many countries. But a summary of its
essence is that it is a
collection of insurance coverage (including components of life insurance,
disability income insurance, unemployment insurance, health insurance, and
others), plus retirement savings, that mandates participation |
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by all citizens. By
forcing everyone in society to be a policyholder and pay premiums,
it ensures that everyone can become a claimant when or if he/she
needs to. Along the way this inevitably becomes related to other
concepts such as the justice system and the welfare state. This is a
large, complicated topic that engenders tremendous debate, which can
be further studied in the following articles (and others). |
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